In England and Wales, a property can be owned in a few different ways depending on how many people own it and how the ownership is structured.
Sole Ownership
A property may be owned by one person only. This means that individual has full legal ownership of the property and is the only person registered at HM Land Registry.
Joint Tenants
When two or more people own a property as joint tenants, they each own the whole property together rather than individual shares. If one owner passes away, their share automatically transfers to the surviving owner(s). This is known as the right of survivorship.
Tenants in Common
When a property is owned as tenants in common, each owner holds a defined share of the property. These shares may be equal or different. Unlike joint tenants, if one owner passes away their share forms part of their estate and can be left to beneficiaries in their will.
Choosing the right ownership structure
When a property is inherited by more than one person, it is important to decide how the ownership should be structured before the title is updated at HM Land Registry. This ensures the ownership arrangement reflects the wishes of the new owners.
As part of our Property Title Transfer Service, we can explain the available ownership options and help ensure the property is registered correctly.

